Personal Injury Law

$2 Million property owners Insurance policy is liable for two separate deaths - Supreme Court Rules

By Brian F. LaBovick, Esq.

According to the Illinois Supreme Court,  a judgment against the insurer, Addison Insurance, for the accidental deaths of  teens Everett Hodgins and Justice Carr at an excavation site constituted separate "occurrences" under the property owner's $2 Million liability insurance policy.

The plaintiff, Addison Insurance Company, brought a declaratory action in the circuit court of Will County against the defendants, the estates of teens Everett Hodgins and Justice Carr who were injured as a result of an Addison policyholder’s negligent maintenance of its property. The insured’s liability is not at issue in this case. Rather, this court is asked to determine whether the injuries to the boys constitute a single or multiple occurrences under the terms of Addison’s insurance policy.

Sadly, the $2 Million dollar policy will not bring the two teens back from their tragic death, but the parents will have closure in this horrible tragedy that took place on April 30, 1997.

Click here to read the ful text of the Supreme Court Opinion.

Full post as published by LaBovick Injury Law Blog on February 04, 2009 (boomark / email).