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Please Don't Let Them Garnish You! NOTE: It Doesn't Just Happen!

By Joseph McDaniel, Esq.

Garnishments are not like babies. They do not simply appear in cabbage patches, as babies do.

Instead, garnishments have parents that love each other in a special way; the parents are a Summons and a Complaint.

When a Summons and Complaint spend time in the privacy of your stack of unread papers, they can express their love in that remarkable way that only a Summons can feel for that one special Complaint in its life.

The product of their Love for one another is a Judgment.

Now, a Judgment is a little like A Being from a Planet known as Krypton!

Because a Judgment holder has special powers, among them the power to lien your house with a single judgment lien, and to garnish your wages up to 25% of the net paycheck (and to clean out some bank accounts), and to transport you to a Judgment Debtors Exam, in which place they will tie you with a Magic Golden Lasso and you will be forced to Tell the Truth about what you own and where it may be.

NOW, I'M NOT GOOFING AROUND ANYMORE.

Once you are being garnished, you have a serious problem.

And if you fail to appear at a judgment debtor's exam, you also have a problem.

Those problems can be dealt with if you pay attention to the pieces of paper that come in the mail, or that are given to your spouse by a process server.

Write down the date you were served. And if you don't know what to do, and you have a lot of additional debt, and believe you will probably need to file an Arizona Bankruptcy...

Full post as published by Arizona Bankruptcy Attorney Blog on January 07, 2011 (boomark / email).