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"You Lawyers Are All Alike!" No, You Just Found Some Good Ones!

By Joseph McDaniel, Esq.

The guys who answer my phones are good guys, and pretty smart, and have been with me a long time.

They are not lawyers and have a phobia about giving legal advice, so they normally won't even provide legal information, although they've picked up a lot by osmosis over the years.

But a gentleman (not his real name) called in a few days ago and wanted to know something before he did the homework or came in to see me, because he'd "already spoken to three other lawyers", and he didn't like the answer he had gotten from them.

He quizzed my phone guy on this issue: will Mr. McDaniel let me not list a credit card to which I owe money on the date of filing, because I want to keep it, no matter what?

My guy stuttered a little and said, "I'm pretty sure that he insists that you list all your creditors on your petition..."

And at that point the gentleman on the other line yelled, "You lawyers are all alike!" And he hung up on poor Steve.

Now, after somebody slams a phone in your ear, you almost wish they were still on the phone, so you could tell them how much you appreciated their courtesy and professionalism.

But here's what we get to take away from this story: the top consumer bankruptcy lawyers in Arizona (who are presumably the other folks our benighted called questioned) consistently tell debtors to tell the truth.

And that's a good thing.

p.s. people are sometimes smart about bankruptcy, and sometimes dumb as stumps. If it had been absolutely necessary to keep a credit card, that could probably been done. I always advise against it, because no matter which way you approach it, there's no certainty that the card will continue to be "switched on" after the bankruptcy is filed. You can dramatically increase the odds, but still, doesn't usually make economic sense.

But that also doesn't matter much.

Because our little buddy on the phone asked a question and didn't wait around to get the answer.

And my first guess is that we wouldn't have gotten along very well anyway.

So this is a happy story!

Full post as published by Arizona Bankruptcy Attorney Blog on September 22, 2010 (boomark / email).