Consumer Law

Consumer Guide On FDCPA - What Are The Four Benefits To The FDCPA For Me?

By M. Stan Herring

We are often asked "OK I've been abused by a debt collector but if I sue what can I get out of the suit and how much will it cost me?" We understand this question because people who are dealing with debt collectors typically don't have a lot of money to spend on legal fees.

We have written a consumer guide on the four benefits to suing under the Fair Debt Collection Practices Act (FDCPA). This short guide includes the following topics:

You can recover up to $1000 in statutory damages even if you were not injured;

You can recover actual damages for any actual harm you suffered, including emotional distress;

You can recover attorney fees to pay your lawyer - that is the collector pays for your lawyer!;

You can have the collector pay for your litigation costs and expenses in bringing the case against the collector; and

Closing thoughts.

We hope this short guide will be helpful to you. If you like it, please feel free to comment on it or indicate that it is helpful to you.

Feel free to contact us through our website or you can call us at 205-879-2447.

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Full post as published by Alabama Consumer Blog on March 13, 2010 (boomark / email).