Consumer Law

Health Insurance Company Routinely Dropped Coverage For Individuals With HIV For Bogus Reasons

By Justinian Lane

Note that this only came to light because of a civil lawsuit.

Previously undisclosed records from Mitchell's case reveal that Fortis had a company policy of targeting policyholders with HIV. A computer program and algorithm targeted every policyholder recently diagnosed with HIV for an automatic fraud investigation, as the company searched for any pretext to revoke their policy. As was the case with Mitchell, their insurance policies often were canceled on erroneous information, the flimsiest of evidence, or for no good reason at all, according to the court documents and interviews with state and federal investigators.

Source: Insurer targeted HIV patients to drop coverage | Reuters

Full post as published by TortDeform.com on March 18, 2010 (boomark / email).