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The Insurance Information Institute has set up a helpful Web site called Know Your Stuff. It provides an easy way to enter information about items in your home so in case of a loss you'll be able to prove to your insurance company what you owned, and have some idea of what it cost. The site is free for personal use, and there's a nominal charge for business use. Check it out. Here's the description:

Welcome to Know Your Stuff® ? Home Inventory, the Insurance Information Institute's free online home inventory software. This application makes creating and updating your home inventory easy and efficient. And with our free, secure online storage you will have access to your inventory anywhere, any time. You never know when a disaster may strike, but you can be prepared with an up-to-date home inventory.

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