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Loan Modification
: Mortgage Lender Implode-o-MeterLargest Lenders Control Mortgage Industry. Time to Engage Community Bankers
By Implode-Explode Heavy Industries
"The government initiated HAMP program has failed to address loan modifications effectively and short-sales have failed to efficiently mitigate housing's losses.
These two outcomes have played out for the same reason: Four major banks control over 75% of the nations mortgage servicing. The GSE?s failure too can be linked to Fannie and Freddie controlling over 70% of the nations mortgage-backed securities market during their hay day. Too much control in the hands of the few has ultimately ended in chaos."
Full post as published by Mortgage Lender Implode-o-Meter on November 04, 2010 (boomark / email).
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